Finance Your Heat Pump in Stratford / Low Monthly Payments / Up to $7,500 in Rebates

With HVAC Ontario's finance program there is no upfront cost. Monthly payments start as low as $49/month and cover the equipment, installation, and all maintenance and repairs. Call us for current rates available in Stratford.

Yes. Homeowners in Stratford who currently run an air conditioner alongside their furnace can qualify for up to $2,000 in rebates when upgrading to a heat pump. Homeowners currently using electric heating can qualify for up to $7,500 in rebates. HVAC Ontario is a vetted contractor and our advisors will help you apply for every rebate you qualify for.

Yes. Our cold-climate heat pumps are rated to -30°C and are engineered specifically for Ontario winters. Unlike older heat pump models, modern cold-climate units maintain full heating capacity even at -15°C and continue operating efficiently well below that. They provide both heating and cooling from a single system.

In Ontario, a heat pump alone can't fully heat your home through extreme cold — a secondary heating source is needed, both for comfort and to avoid wasting money on inefficient heating. That's why a heat pump isn't a replacement for a furnace in most Ontario homes. Instead, the two work best together as a hybrid system: the heat pump efficiently handles mild winter temperatures, and your furnace automatically kicks in during extreme cold. Installing a heat pump does not mean you no longer need a furnace — it means lower energy bills most of the year with reliable backup heat when you need it.

Yes, especially with government rebates up to $7,500 available in Stratford. A cold-climate heat pump replaces both your furnace and AC, eliminates your gas heating bill, and typically pays for itself within 5–8 years through energy savings. With HVAC Ontario financing, there is no upfront cost and you start saving immediately.

A cold-climate heat pump installation in Ontario typically costs $4,500–$9,000 before rebates. After applying available government rebates of up to $7,500, the net cost can be significantly reduced. With HVAC Ontario's $0 down financing, you can get a new heat pump installed in Stratford today with no large upfront payment.

A well-maintained heat pump typically lasts 12–15 years. HVAC Ontario's finance package includes all maintenance and repairs, so your system will be professionally serviced throughout its lifespan at no extra cost.